This is mainly for the UK as thats where I am...lol
The other day my misses was driving home and some idiot drove through a red light causing my misses to crash into his side, Now here is the problem as we have never claimed for anything in the past Insurance wise.
The guy driving the other vehicle left the scene of the accident, while my misses was on the phone to the police, Her sister managed to get his reg number but as of yet we havent heard anything from the police and when we phone they just say the investigation is still on-going.
We have phoned our own insurance to make a claim but I have been told not to make a claim of our insurance and am confused, As we dont know if they have caught the other driver yet and we dont know if he is Insured himself.
Have anyone else had something like this happen and what did you have to do?
Ill post ss of the car later, But it looks as though it is going to be written off.....