I have been hacked by "Bullet" in hexed coding.
He found my name on DFLWMS, sent me a file which i thought was a christmas flash movie kinda thing but it was a trojan!
it has all your keystrokes and it blocks your virus scanner!
http://www.freddys-utilities.co.uk/netdevil.txt
read about it and how to get rid of it there!
The only way i knew about it was my lw and tfd kept freezing every 15 secs. So i used cntrl alt delete to narrow it down to "kernel32.dli" which is meant to trick you into thinking ints "kernel32.dll" - the system file.
DO NOT ACCEPT ANY FILES FROM BULLETT!