If you're doing this with html and frames, what you'll have to do is create an html file with everything that you want to show up in the content area. and then put the name of the file that you created into your frame structure html.
It would look like this.
<frame name="name" src="name.html" scrolling="auto">
Replace name with the frame name you're using, and the .html file you're using.
Hope this helps
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